AQI-based insurance policy: Delhis air quality worsens during winters with the air quality index (AQI) crossing much above the 400 mark, triggering the Graded Response Action Plan (GRAP) which enforces various restrictions. The restrictions under the GRAP depend on the air quality and stage 4 measures restrict the ban on construction activities among others. This directly impacts the livelihoods of migrant labourers working in Delhi-NCR. To provide relief to such workers, Go Digit General I